Terms & Conditions

Last Updated: August 28, 2026

Higher Living LLC operates Momentum Mastery (“Momentum Mastery,” “we,” “us,” or “our”). These Terms & Conditions (“Terms”) govern your use of nmmastery.com, related pages, digital courses, training materials, client portal, and any products or services you purchase from us.

By accessing our website, creating an account, purchasing a product, or using our services, you agree to these Terms. If you do not agree to these Terms, please do not use our website or services.

1. Eligibility and Acceptable Use

You must be at least 18 years old to purchase our products or use our services.

You agree to use our website, courses, and services only for lawful purposes and in a manner that does not violate the rights of others or interfere with the operation or security of our website or services.

2. Course Access and License

When you purchase or are granted access to a Momentum Mastery course, bundle, or digital product, you receive a limited, personal, non-exclusive, non-transferable, and revocable license to access and use the materials for your own individual educational purposes.

Your purchase does not transfer ownership of any course materials, intellectual property, videos, downloads, frameworks, systems, or other content to you.

Unless we expressly authorize otherwise in writing, you may not:

• Share your login credentials with another person
• Allow another person to access the course through your account
• Copy, reproduce, record, download, distribute, or publicly display course content
• Republish, resell, sublicense, or commercially distribute our materials
• Use our curriculum, frameworks, training materials, branding, or content to create or sell competing products or programs
• Remove copyright, trademark, or proprietary notices from our materials

Unauthorized use or distribution may result in immediate suspension or termination of access without refund and may subject the user to additional legal remedies.

3. Intellectual Property Rights

All content provided through Momentum Mastery, including videos, text, graphics, designs, downloads, worksheets, frameworks, training materials, logos, branding, and course content, is owned by Higher Living LLC or used with appropriate permission and is protected by applicable copyright, trademark, and intellectual property laws.

Except for the limited personal-use license described in these Terms, no rights are granted to you in our intellectual property.

4. Payments and Billing

By purchasing a product, course, bundle, or service, you agree to pay the price displayed at checkout, together with any applicable taxes or fees.

Payments may be processed through third-party payment providers such as Stripe or PayPal. Your use of those payment services may also be subject to the provider’s own terms and policies.

If we offer a payment plan or recurring payment arrangement in the future, you agree to make all payments according to the terms presented at the time of purchase.

If a payment is declined, reversed, disputed, or otherwise not successfully completed, we may suspend access to the related product or service until the payment issue is resolved.

5. Refund Policy

All purchases of Momentum Mastery courses, bundles, and digital products are final and non-refundable except where required by applicable law.

Because access to digital content is generally made available immediately after purchase, we do not provide refunds, credits, exchanges, or cancellations for change of mind, lack of participation, incomplete course use, or failure to implement the material.

Duplicate charges or legitimate billing errors will be reviewed and corrected where appropriate.

Our full Refund Policy is incorporated into these Terms by reference.

6. Earnings and Results Disclaimer

Momentum Mastery provides educational and informational training for network marketing and business leaders.

We do not represent, promise, or guarantee that you will achieve any particular income, rank, enrollment level, sales volume, team growth, customer growth, business result, or financial outcome.

Your results depend on many factors, including your effort, experience, skills, consistency, implementation, market conditions, company policies, compensation structure, timing, and other circumstances outside our control.

Any examples, testimonials, case studies, stories, personal experiences, or illustrations are provided for educational or illustrative purposes only and should not be interpreted as guarantees of future results.

7. Educational Content and No Professional Advice

Momentum Mastery content is provided for general educational and informational purposes only.

Nothing in our courses, website, communications, or training materials should be considered legal, tax, accounting, investment, financial, medical, or other professional advice.

You are responsible for evaluating information based on your own circumstances and for consulting qualified professionals when appropriate.

You are solely responsible for the decisions you make and actions you take based on the information provided through our programs.

8. User Accounts and Security

You may be required to create or use an account to access purchased courses and digital materials.

You are responsible for maintaining the confidentiality of your account credentials and for all activity that occurs through your account.

You agree not to share your login information or allow unauthorized individuals to use your account.

Please notify us if you believe your account has been accessed without authorization.

9. Prohibited Conduct

You may not use our website, services, or materials to:

• Engage in unlawful, fraudulent, abusive, or harmful activity
• Attempt to gain unauthorized access to accounts, systems, or content
• Interfere with the operation, security, or performance of our website or services
• Upload malicious code or harmful software
• Impersonate another person or misrepresent your identity
• Copy, scrape, reproduce, or distribute our protected content without permission
• Use course content in a way that violates applicable law or the rights of others

10. Third-Party Services

We may use third-party service providers to operate our website, process payments, deliver email, host courses, provide analytics, and support other business functions.

These providers may include:

• HighLevel / LeadConnector
• Stripe
• PayPal
• Email delivery providers
• Analytics and advertising platforms
• Website and technology service providers

We are not responsible for the availability, performance, policies, security practices, or actions of third-party services that we do not control.

11. Availability and Changes to Services

We aim to provide reliable access to our website, courses, and digital services, but we do not guarantee uninterrupted or error-free availability.

Access may occasionally be interrupted due to maintenance, technical issues, third-party outages, security concerns, or circumstances beyond our reasonable control.

We may update, modify, reorganize, replace, or discontinue portions of our website, courses, or services when reasonably necessary.

Where appropriate, we may make reasonable efforts to preserve access to substantially similar purchased content, but we do not guarantee that every feature, platform, format, or delivery method will remain unchanged indefinitely.

12. Suspension and Termination

We may suspend or terminate access to our website, client portal, courses, or services if we reasonably believe you have:

• Violated these Terms
• Shared account access without authorization
• Copied, distributed, or misused protected course materials
• Engaged in fraudulent, abusive, illegal, or harmful conduct
• Failed to complete an agreed payment obligation
• Attempted to compromise the security or integrity of our systems

Where access is terminated because of a violation of these Terms, no refund will be provided except where required by law.

13. Limitation of Liability

To the fullest extent permitted by applicable law, Higher Living LLC and its owners, officers, employees, contractors, and service providers will not be liable for indirect, incidental, special, consequential, exemplary, or punitive damages arising from or related to your use of our website, courses, products, or services.

This includes, without limitation, loss of profits, revenue, business opportunities, data, goodwill, or other intangible losses.

To the fullest extent permitted by law, our total liability for any claim arising from or relating to a particular purchase will not exceed the amount you paid to us for the product or service giving rise to that claim.

Some jurisdictions do not allow certain limitations of liability, so some of these limitations may not apply to you.

14. Indemnification

To the extent permitted by law, you agree to indemnify and hold harmless Higher Living LLC and its owners, officers, employees, contractors, and service providers from claims, liabilities, damages, losses, and reasonable expenses arising from your misuse of our website, services, or content, your violation of these Terms, or your violation of the rights of another person.

15. Governing Law

These Terms are governed by and construed in accordance with the laws of the State of Utah, without regard to its conflict-of-law principles.

To the extent permitted by applicable law, disputes arising out of or relating to these Terms or our services will be handled in the appropriate courts located in the State of Utah.

16. Privacy Policy

Your use of our website and services is also subject to our Privacy Policy, which explains how we collect, use, disclose, and protect personal information.

Our Privacy Policy is incorporated into these Terms by reference.

17. Severability

If any provision of these Terms is found to be invalid, unlawful, or unenforceable, the remaining provisions will remain in full force and effect to the extent permitted by law.

18. No Waiver

Our failure to enforce any provision of these Terms does not constitute a waiver of that provision or our right to enforce it later.

19. Changes to These Terms

We may update these Terms from time to time to reflect changes in our services, business practices, or legal obligations.

When we make changes, we will update the Last Updated date at the top of this page.

Your continued use of the website or services after revised Terms are posted means the updated Terms will apply to your continued use going forward.

20. Contact Information

If you have questions about these Terms, please contact us at:

Higher Living LLC
Momentum Mastery
Pleasant Grove, Utah
Email: [email protected]
Website: nmmastery.com